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| The
Crazy World of ... Insurance Claims |
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| What
does a hungry dog have in common with the Leaning
Tower of Pisa? Answer – they were both the
subjects of wacky insurance claims. |
We
all need insurance. You never know what is going to happen
to your valued possessions. And sometimes truth is stranger
than fiction when it comes to the bizarre accidents that
happen to people’s belongings, judging by some of
the odd insurance claims that have been made.
Most people take out home contents insurance to protect
their possessions from
the unexpected, such as theft or accidents.
However, a recent survey has
unearthed some of the more unusual reasons that prompted
people to file claims on their contents insurance.
These might sound funny but each was a real-life claim:
A diamond eaten by a small child;
A digital camera eaten by a dog;
A broken window, caused by a woman who threw a plate at
her husband but missed;
 A
video recorder damaged when someone tried to put a sandwich
in the tape slot;
A contact lens which fell from the top of the Leaning
Tower of Pisa;
A dining chair that melted in the sun;
A pram, fortunately empty, which was damaged when a woman
reversed over it in her car;
A missing copy of the Bible.
The survey was conducted by Lloyds TSB Insurance. Phil
Loney, managing
director of Lloyds Insurance, said, “With millions
of homeowners in the UK,
there’s bound to be variety in the types of claims
insurers receive. Even so
it’s always surprising what people will admit to.”
Apparently not all of these claims were covered by contents
insurance, showing it pays to check what you’re covered
for before you take out a policy.
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